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 | Risk Management and Insurance (12th Edition) by Robert E. Hoyt, James S. Trieschmann, David W. Sommer, Sandra G. Gustavson Hardcover, 604 Pages, Published 2004 ISBN-10: 0-324-18320-8 / 0324183208 ISBN-13: 978-0-324-18320-7 / 9780324183207 This proven, market-leading text provides a thorough, current introduction to risk management and insurance. It assists the learner in identifying, analyzing, and managing risk through insurance and alternative tools/techniques such as loss control, risk retention, and risk transfer. This edition pr | |